 | LINKS AND ADVISE Sparesworld | LINKS AND ADVISE Beat The Credit Crunch As the credit crunch and recession bite the effects on jobs and world economy is being across industries that are used to their share of struggle. The recession is biting in the new and used car markets. Although now is probably a good time to pick up a bargain, the concern and doubt over long term employment is having a knock on effect on the car industry. Manufacturers are cutting back on production, and many companies are either going on short time or extending shut down periods for their workforce. The reluctance of the financial industry to sanction loans for purchasing new vehicles has added to the difficulties faced. Consumer confidence is low for what is essentially a luxury item in many cases. People are holding on to their vehicles for longer rather than taking a risk on extending credit further. Many people are now much more conscious of spending money on their vehicles, so what are the ways to reduce motoring costs in an economic downturn? Shopping around for fuel can make quite a difference to your fuel spending. Rather than going on the road to do your searching, there are a number of websites who provide information regarding cheaper fuel in your area and some will send e-mail updates to keep you fully informed of the best available price. Supermarkets are often significantly cheaper than petrol garages. Using the Internet to find cheaper car insurance is also a good way to try to keep motoring costs to a minimum. Some of the comparison websites offer excellent advice and information so you don`t have to spend your valuable time doing the research. Having your car serviced regularly can help to cut down on fuel costs as well as helping to detect minor faults which may turn into major events. However, in these troubles times, it is well worth carrying out some regular checks for yourself. Checking tyre pressures regularly can help ensure that your car is running smoothly and more efficiently. Poorly inflated tyres can mean harder work for your engine. Check oil and water, especially before going on longer journeys. Oil checks every fortnight can not only ensure that your car is properly topped up, but it can help you to notice whether your vehicle is over consuming oil, which in itself can be an indication of a deeper problem. If you have power steering, make sure the reservoir is properly filled. Again, incorrect levels can mean your car is not running efficiently, meaning it has to work harder and costs you more money in the long run. If you have to get your car repaired shop around. Use the Internet, one or two quick phone surveys, or use a recommended garage. Reducing your insurance premium is a method of saving money that can save you a lot of money. Comparison web sites will advise you of the best buys available, but also check that you are correctly insured for your needs. Being over covered can be just as costly as being under insured. Check that you have good economical breakdown cover. If you are keeping your car for longer you need to drive safe in the knowledge that you will be able to get home safely, no matter what the reason. Making sure you have the correct cover for your car and your needs can be a money saver in the long run. You can find out more by going to Car insurance Used Car Advisor Helping you through the problems often encountered when buying second hand cars. See Used Car Advisor for helpful and constructive advise.
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